Today's GIC, RSP and RIF Rates
GICs are simpler - much, much simpler!
Are you looking for balance? Or just plain safety? Nothing is simpler than Guaranteed Investment Certificates. As long as you stay within the limits, your capital and interest will be insured and will not be at risk.
Varying the maturity dates provides diversification. Most
often you can find better rates for GICs if you shop around. But
we’ll do that for you - and save you the time and effort. Best of
all there is no charge on the purchase or redemption of a GIC.
And if you’re thinking of a bond fund, take a look at the
management fee – the average is 1.5%. Doesn’t leave much
for you these days, does it?
See us discuss GIC
investing on Business News Televison Network...
Click on: http://watch.bnn.ca/#clip218267
| Wednesday, March 10, 2010 | Years | ||||
| TODAY'S RATES* |
1 | 2 | 3 | 4 | 5 |
| Our Best GIC, RSP and RIF Rates | 1.55 | 2.01 | 2.56 | 2.92 | 3.30 |
| Major Banks (retail) | 0.45 | 1.30 | 1.60 | 1.80 | 2.10 |
| Gov't of Canada Bonds | - | 1.52 | 1.83 | - | 2.79 |
* These are the ANNUAL COMPOUND rates and are subject to change without notice.
Source: Bond rates from Bank of Canada Statistics
Trust Accounts to save you time and effort
We will open a trust account to hold all your GICs. After that, transactions can be handled eletronically and effortlessly.
The fee of $135 per year is paid by us for accounts with assets of over $200,000. The trustee provides you quarterly statements. You can also receive monthly or quarterly reports from us.
There is no charge by us for the purchase or redemption of a GIC (we are paid a finder's fee by the institution).
You'll find this a very convenient, paper-saving way to manage your GICs - an almost
effortless way to get better rates for savings you don't want at risk
Some of the Companies we represent
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Links
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Registered Depost Brokers Association |
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Canada Deposit Insurance Corporation |
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Deposit Insurance of Ontario |
“A little simplification would be the first step toward rational living, I think.”
- Eleanor Roosevelt