What We Do
How We Do It
Why We Do It
Rates

Yonge & Bloor
2 Bloor St. West
Suite 700
Toronto, ON
M4W 3R1

Tel: 416-323-5788

2-Hour Free Parking


A member of 
RDBA

Mutual Funds Provided Through FundEX Investments Inc.

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Today's GIC, RSP and RIF Rates

GICs are simpler - much, much simpler!

Are you looking for balance? Or just plain safety? Nothing is simpler than Guaranteed Investment Certificates. As long as you stay within the limits, your capital and interest will be insured and will not be at risk.

Varying the maturity dates provides diversification. Most often you can find better rates for GICs if you shop around. But we’ll do that for you - and save you the time and effort. Best of all there is no charge on the purchase or redemption of a GIC. And if you’re thinking of a bond fund, take a look at the management fee – the average is 1.5%. Doesn’t leave much for you these days, does it?

See us discuss GIC investing on Business News Televison Network...
Click on:  http://watch.bnn.ca/#clip218267


Tuesday  February 7, 2012 Years
TODAY'S RATES*
1 2 3 4 5
Our Best GIC, RSP and RIF Rates  2.16 2.18 2.35 2.40 2.75
Major Banks (posted retail) 1.15 1.30 1.40 1.60 1.85
Gov't of Canada Bonds  (previous day)   - 1.02 1.07   - 1.33
                                                                                                                                                   * These are the ANNUAL COMPOUND rates and are subject to change without notice.
    Source: Bond rates from Bank of Canada Statistics           Bank Rate        1.00%          Prime Rate      3.00%       

Trust Accounts to save you time and effort

We will open a trust account to hold all your GICs. After that, transactions can be handled eletronically and effortlessly.

The fee of $135 per year is paid by us for accounts with assets of over $500,000. The trustee provides you quarterly statements. You can also receive monthly or quarterly reports from us.

There is no charge by us for the purchase or redemption of a GIC (we are paid a finder's fee by the institution).

You'll find this a very convenient, paper-saving way to manage your GICs - an almost
effortless way to get better rates for savings you don't want at risk.

Here are some of the Companies we represent:

  • Advisors Advantage 
  • AGF Trust
  • B2B Trust
  • Bank of Nova Scotia
  • Bridgewater Bank
  • Canadian Western Bank
  • Canada Trust
  • Concentra Financial
  • Effort Trust
  • Equitable Trust
  • General Bank of Canada
  • Home Trust
  • IC Savings Credit Union
  • Laurentian Bank
  • Manulife Bank
  • Maple Trust
  • Meridian Credit Union
  • MCAN Mortgage
  • Montreal Trust
  • National Bank
  • Natcan Trust
  • National Trust
  • Pacifc Western Bank
  • Peace Hills Trust
  • Peoples' Trust
  • Resmor Trust
  • Scotia Mortgage Corp.
  • TD Mortgage Corp
  • TD Pacific Mortage